Screenshots
About The Co-operative Bank
The Co-operative Bank mobile banking app puts your finances in your hands, letting you manage accounts, transfer money, and track spending from anywhere, anytime.
Stay in control of your daily banking with a streamlined interface designed for speed and security. Log in using your fingerprint or passnumber, then browse transactions across current, savings, and loan accounts in seconds. View pending payments, search your transaction history, and access up to seven years of statements whenever you need them. Transfer funds between your own accounts or create and pay new payees without leaving the app.
Handle your cards with confidence. Freeze or unfreeze your card 24/7 if you misplace it or spot suspicious activity, giving you peace of mind in seconds rather than waiting for customer support. Manage your saved payees, schedule payments in advance, and delete scheduled transfers if plans change. You can also view and control your pending payments at a glance.
The app includes practical tools to simplify your banking. Use the mortgage calculator to see how quickly you could pay off your loan and estimate interest savings. Switch your current account directly within the app and discover exclusive savings accounts tailored to you. Apply for certain products without visiting a branch. When you have questions, the help page provides quick answers to common queries.
Fraud protection is built in. The app alerts you to account changes like new device registrations or updated contact details, keeping you informed of any unusual activity. Access the fraud hub to learn how to protect yourself from common scams and threats. Install the latest app updates to benefit from the newest security features and improvements.
Update your email address and phone number whenever your contact details change. Share your account information directly with contacts in a few taps. For those switching banks, the app makes it simple to bring your current account to The Co-operative Bank and explore their savings products.
To get started, you'll need to be registered for online banking—either register within the app or on their website. Your login requires your username, password, and 6-digit security code. The app requires Android 9 or higher and will not function on rooted devices. If you cannot update your device, you can still access your accounts through online banking.
The Co-operative Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Download the app to manage your money simply and securely, at your pace.
Pros & Cons
Pros
- Biometric and passnumber login options speed up secure access
- Freeze or unfreeze cards instantly without contacting customer support
- View up to seven years of transaction history and statements
- Schedule payments in advance and modify them before execution
Cons
- Requires Android 9 or higher; will not work on rooted devices
- Mandatory online banking registration needed before first app use
- Account switching and product applications may require additional verification steps
- Fraud alerts inform you of activity but cannot prevent unauthorized access retroactively
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